Life has a way of throwing curveballs when we least expect them. Whether it’s a broken fuel pump, a leaking roof, or a microwave that suddenly stops working—unexpected expenses are part of life. What makes them hard is not just the cost, but the fact that we often aren’t prepared for them. And when we’re not prepared, it can pull us into a negative emotional and financial space.
My brother once shared something that changed how I looked at these surprise situations. He and his wife began setting aside a small amount of money every month specifically for unexpected events. It wasn’t a large sum, but it was consistent. He said, “It doesn’t have to be a lot, just something—and keep doing it.” That stuck with me.
My wife and I decided to follow his advice. Not only did we start setting aside money for the unexpected, but we also added a vacation fund. Now, every month, we contribute to both. It’s made a big difference in our peace of mind. We don’t have to scramble or borrow when something breaks or comes up out of nowhere. We also know we’re working toward something enjoyable—time away together.
The truth is, we all know the unexpected will happen. It’s not a matter of if, but when. So, why not get ahead of it? Putting away even a small amount each week or month can protect you from stress and the feeling of being stuck. It might seem like a small step, but with consistency, it becomes a powerful habit.
I’m grateful to my brother for sharing his approach. And now, I’m sharing it with you. Start small, stay consistent, and watch how things begin to shift in your favor. Being prepared doesn’t solve everything—but it sure makes life a lot smoother.
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Marvin Dixon/Founder
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