America talks a lot about opportunity — but many people never see it.Single parents doing everything alone.Young men fighting to stay on the right path.Families living paycheck to paycheck, hoping nothing goes wrong this month. This blog is for you. Because the truth is simple:You are carrying this country on your back, and you deserveContinue reading “Standing Strong: A Message to Single Parents, Young Men, and Families Living Paycheck to Paycheck!”
Tag Archives: budgeting
Protecting our Families starts with Us !
In the past, we have talked about saving and investing. Today, we need to address this again with more urgency, because the truth is simple and painful: no one is coming to rescue us. No one is going to build our future for us. It is up to us to protect our families, our children,Continue reading “Protecting our Families starts with Us !”
Connecting the Dots: Lessons from the Past Few Months….
Over the past few months, we’ve had some important conversations together. Each topic we’ve explored—whether about work, safety, justice, or finances—has been part of a bigger picture. Today, I want to connect those dots and encourage you to take action. We’ve talked about the future of work and how automation, AI, and robotics are changingContinue reading “Connecting the Dots: Lessons from the Past Few Months….”
Time + Savings + Investing = Options
Most people think of time, saving, and investing as three separate things, but in reality, they are closely connected. I learned this lesson the hard way. Between the ages of 17 and 24, I wasn’t saving or investing. I was living day to day, thinking there would always be time to figure it out later.Continue reading “Time + Savings + Investing = Options”
Turn Spare Change Into Life-Changing Choices……
I often write about the importance of saving and investing early, and about managing your time wisely. These habits are powerful because they give you options in life — and having options means having freedom. I can speak about this with conviction because I know what it’s like to waste time. Between the ages ofContinue reading “Turn Spare Change Into Life-Changing Choices……”
” Every Dollar is a Seed-Plant your Now”
Many of us know the importance of saving and investing, yet too often we put it off for “later.” Life gets busy, bills pile up, and we tell ourselves that once we have a little extra, then we’ll start. The truth is, later rarely comes. The best time to begin was yesterday, but the second-bestContinue reading “” Every Dollar is a Seed-Plant your Now””
” Is hard work Alone Enough for a Secure Retirement”
Does Working for 20 or 30 Years Guarantee Financial Security? Many people believe that if they work hard for 20 or 30 years, they’ll automatically be financially secure when they retire. While long-term work can provide a strong foundation, it doesn’t always guarantee a comfortable retirement. The truth is, financial security depends on more thanContinue reading “” Is hard work Alone Enough for a Secure Retirement””
Financial Literacy-Protecting your Investments
Financial Literacy – Protecting Your Investments I’m not a financial expert, but I follow someone who holds a Ph.D. in a field closely tied to money and financial planning. Through their teachings, I’ve learned a lot—so much so that I feel compelled to speak out when I see people lose everything after reaching the heightsContinue reading “Financial Literacy-Protecting your Investments”
The Unexpected: Being Prepared
Life has a way of throwing curveballs when we least expect them. Whether it’s a broken fuel pump, a leaking roof, or a microwave that suddenly stops working—unexpected expenses are part of life. What makes them hard is not just the cost, but the fact that we often aren’t prepared for them. And when we’reContinue reading “The Unexpected: Being Prepared”
Paycheck to Paycheck?
According to LendingClub, a financial services entity, 64% of Americans live paycheck to paycheck. GoBankingRates also found that wage increases are failing to keep up with inflation, which has been running at 7% or higher. When adjusted for inflation, real hourly earnings have actually decreased. This raises an important question: How do we combat theseContinue reading “Paycheck to Paycheck?”
VMG Review 