I often write about the importance of saving and investing early, and about managing your time wisely. These habits are powerful because they give you options in life — and having options means having freedom. I can speak about this with conviction because I know what it’s like to waste time. Between the ages ofContinue reading “Turn Spare Change Into Life-Changing Choices……”
Tag Archives: finance
Not in Their Plans: But in our Hands
For as long as this country has existed, the power structure was never designed with people of color in mind. The laws, financial systems, and economic opportunities were created to favor certain groups while leaving others out. Even today, we see how wealth, influence, and decision-making remain concentrated in a few hands, with people ofContinue reading “Not in Their Plans: But in our Hands”
” Every Dollar is a Seed-Plant your Now”
Many of us know the importance of saving and investing, yet too often we put it off for “later.” Life gets busy, bills pile up, and we tell ourselves that once we have a little extra, then we’ll start. The truth is, later rarely comes. The best time to begin was yesterday, but the second-bestContinue reading “” Every Dollar is a Seed-Plant your Now””
America At A Crossroads !!
America at a Crossroads: What the Public Should Know About the Economy and Federal Government Most people are busy working, raising families, and trying to survive day to day. But while we’re focused on the daily grind, major changes are happening in our economy and government that could affect all of us for years toContinue reading “America At A Crossroads !!”
What the Economy Looks Like going Forward….
What the Economy Looks Like Going Forward — And What It Means for You As we move through the second half of 2025, the U.S. economy is showing mixed signals. Some things are improving, but others still feel like a struggle—especially for working families. Here’s a quick breakdown of where things stand and what everydayContinue reading “What the Economy Looks Like going Forward….”
The Republican Tax Code: Who Really Benefits!
Who Really Benefited from the Republican Tax Code Overhaul? When Republicans passed the Tax Cuts and Jobs Act (TCJA) in 2017, they promised to simplify the system, boost economic growth, and put more money in the pockets of everyday Americans. But who actually gained the most? Here’s how different groups were impacted: 🔹 Middle-Class Families:Continue reading “The Republican Tax Code: Who Really Benefits!”
You Are the Asset
You Are the Asset: Investing in Yourself Is the First Step to Changing Your Life In a world where we’re constantly told to invest in stocks, real estate, or businesses, we often forget the most valuable investment of all—ourselves. Before anything external can change, the internal must grow. You are the asset. And like anyContinue reading “You Are the Asset”
Our Country is made up of different Systems.
How the Stock Market System Works A system is any organized group of related parts that influence one another and function together to perform a specific task. The stock market is a great example of such a system—it’s a network made up of companies, investors, stock exchanges, brokers, and regulators, all working together to helpContinue reading “Our Country is made up of different Systems.”
The power of Options…
The Power of Options In life, having options is one of the greatest advantages a person can have. Whether it’s in finances, career, education, or personal decisions, options give us the ability to choose what works best—not what we’re forced to settle for. And with options comes something even more valuable: control over our time,Continue reading “The power of Options…”
” Is hard work Alone Enough for a Secure Retirement”
Does Working for 20 or 30 Years Guarantee Financial Security? Many people believe that if they work hard for 20 or 30 years, they’ll automatically be financially secure when they retire. While long-term work can provide a strong foundation, it doesn’t always guarantee a comfortable retirement. The truth is, financial security depends on more thanContinue reading “” Is hard work Alone Enough for a Secure Retirement””
VMG Review 