A young mother stood in line at her local tax office. She worked two jobs, picked up every overtime hour she could, and still struggled to keep the lights on. When her tax return was finished, she expected to get money back. Instead, she owed. The look on her face said it all—she was workingContinue reading “The Tax Relief Many People Don’t Know About…..”
Tag Archives: investing
Protecting our Families starts with Us !
In the past, we have talked about saving and investing. Today, we need to address this again with more urgency, because the truth is simple and painful: no one is coming to rescue us. No one is going to build our future for us. It is up to us to protect our families, our children,Continue reading “Protecting our Families starts with Us !”
The Three Pillars of Wealth Building: Strengthening the Black Communities…
The Three Pillars of Wealth: Building Stronger Black Communities Wealth isn’t created by chance—it’s built through knowledge, discipline, and a willingness to invest in the future. For generations, many of us in the Black community have worked hard, but often our hard work hasn’t translated into wealth. That’s because most jobs only pay enough toContinue reading “The Three Pillars of Wealth Building: Strengthening the Black Communities…”
Time + Savings + Investing = Options
Most people think of time, saving, and investing as three separate things, but in reality, they are closely connected. I learned this lesson the hard way. Between the ages of 17 and 24, I wasn’t saving or investing. I was living day to day, thinking there would always be time to figure it out later.Continue reading “Time + Savings + Investing = Options”
Turn Spare Change Into Life-Changing Choices……
I often write about the importance of saving and investing early, and about managing your time wisely. These habits are powerful because they give you options in life — and having options means having freedom. I can speak about this with conviction because I know what it’s like to waste time. Between the ages ofContinue reading “Turn Spare Change Into Life-Changing Choices……”
Not in Their Plans: But in our Hands
For as long as this country has existed, the power structure was never designed with people of color in mind. The laws, financial systems, and economic opportunities were created to favor certain groups while leaving others out. Even today, we see how wealth, influence, and decision-making remain concentrated in a few hands, with people ofContinue reading “Not in Their Plans: But in our Hands”
” Every Dollar is a Seed-Plant your Now”
Many of us know the importance of saving and investing, yet too often we put it off for “later.” Life gets busy, bills pile up, and we tell ourselves that once we have a little extra, then we’ll start. The truth is, later rarely comes. The best time to begin was yesterday, but the second-bestContinue reading “” Every Dollar is a Seed-Plant your Now””
What the Economy Looks Like going Forward….
What the Economy Looks Like Going Forward — And What It Means for You As we move through the second half of 2025, the U.S. economy is showing mixed signals. Some things are improving, but others still feel like a struggle—especially for working families. Here’s a quick breakdown of where things stand and what everydayContinue reading “What the Economy Looks Like going Forward….”
Our Country is made up of different Systems.
How the Stock Market System Works A system is any organized group of related parts that influence one another and function together to perform a specific task. The stock market is a great example of such a system—it’s a network made up of companies, investors, stock exchanges, brokers, and regulators, all working together to helpContinue reading “Our Country is made up of different Systems.”
” Is hard work Alone Enough for a Secure Retirement”
Does Working for 20 or 30 Years Guarantee Financial Security? Many people believe that if they work hard for 20 or 30 years, they’ll automatically be financially secure when they retire. While long-term work can provide a strong foundation, it doesn’t always guarantee a comfortable retirement. The truth is, financial security depends on more thanContinue reading “” Is hard work Alone Enough for a Secure Retirement””
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